Making Tax Digital (MTD) Is Here: What Landlords Need to Know and Do Now

Making Tax Digital for Income Tax is live from 6 April 2026 and the clock is ticking on your first quarterly submission. For landlords, the new reality is far more disruptive than the headlines suggest.

The real burden is what you're now expected to do: file quarterly digital returns, maintain digital records year-round, and submit a final declaration — every single year. That's a minimum of 5 submissions per landlord, per year. If you jointly own property with your spouse, that doubles to 10. If you're both also self-employed, you could be looking at up to 18 returns between you — every year, without fail.

For most landlords, this is a massive step-change. Many have been keeping manual records or simple spreadsheets — and some keep no proper records at all. While spreadsheets can still be used with bridging software, the process is cumbersome and error prone. Either way, MTD demands a significant shift in how you manage your records and reporting.

And the costs don't stop there. After years of Section 24 mortgage interest restrictions, the Renters' Rights Act, tightening EPC requirements, and a prolonged period of high interest rates, landlords' margins are already under serious pressure. The last thing you need is another layer of admin and another bill for software or accountancy fees.

Then there's the question many landlords are quietly asking: once HMRC has real-time digital access to your rental income, will that open the door to more enquiries and investigations?

In this practical, expert-led session, property tax specialist and RentalBux CEO Raju Gajurel cuts through the noise and gives you a clear, honest, no-nonsense action plan. You'll learn:

• Exactly what MTD requires — the quarterly submissions, final declarations, and digital record-keeping obligations explained in plain English

• The real admin impact — what it actually looks like for sole owners, joint owners, and self-employed landlords

• How to keep costs under control — choosing the right software without overpaying, and knowing when you need an accountant and when you don't

• Digital records made simple — your options from bridging software for spreadsheets through to full MTD-native platforms, and which approach suits your situation

• HMRC investigations — what MTD really means for your risk profile and how to stay on the right side of HMRC

• A step-by-step action plan to get on top of MTD — whether you own 1 property or 100

This isn't a theoretical overview. It's a practical, no-nonsense guide from someone who advises thousands of landlords and built the software to solve the problem. If MTD feels like yet another burden being piled onto landlords, this session will show you how to handle it with minimum cost, minimum hassle, and maximum peace of mind.

Ideal for: individual landlords, portfolio landlords, joint property owners, self-employed landlords, HMO landlords, and anyone advising property investors on tax compliance.

Presenter Raju Gajurel will be joined by Richard Siddons & Peter Kyprianou.