Editor | Property Investor News Magazine

One of the very few independent market commentators who, from 2002 onwards, regularly warned private investors as to the very clear risk factors relating to the purchase of new-build apartments for investment. In early 2007 Richard emphatically predicted that mortgage lending would quickly become more difficult/expensive and that investors should avoid carrying excessive debt levels on low yielding property.  These days the impact of the banks’ increased risk aversion to property lending is plain to see, but back in 2007 the boom was still in progress and Richard's oft issued words of caution were foolishly ignored by many investors who remain in negative equity or faced repossession.  Over the last decade Richard has regularly spelt out to investors the inherent risk of speculative investment strategies based on low yields and excessively high LTV borrowing. A sought after speaker at many property investor and landlord events, Richard’s views are widely recognised and valued - most importantly by the thousands of subscribers to ‘Property Investor News’.

Ruban Selvanayagam is a private rented sector landlord, head blogger at the Property Investor's Blog and co-founder of  Property Solvers – a leading quick house buyer and express estate agency established in 2006.

Founder | Property Investors Bureau & The Property Investor Awards 

Cyril Thomas is the founder of multiple property and software related businesses - including Property Investors Burea and The Property Investors Awards.

He has been investing in property since 2006. Cyril is also a dedicated member of the Colchester Round Table who raise funds for worthy local charitable causes.

CEO | Your Freedom Empire

Hayley Andrews is a co-founder of Your Freedom Empire - an accredited, National award winning property training organisation based in the UK. She's been investing since 2002, adopting many different strategies ranging from BTL's, Serviced Accommodation, HMO's, Commercial, Distressed, Developments, Lease Options, Rent to Rent, Listed Buildings restoration and Car Parks. She's a multiple business owner, a global property mentor, International speaker, a regular property expert on SKY TV and the hit TV show Property Elevator. She's been named one of the UK's most inspirational female entrepreneurs, a board member of the Vine Trust Group, and a trustee of three Historic Building Trusts.

When Andy Graham first stepped into the HMO market in 2009, his objective was clear; He wanted to build a highly profitable, income-generating business that could stand the test of time, something that gave him the freedom of time and choice to enjoy life on his terms. After over 15 years investing in property, this goal has not only shaped his life but has become the cornerstone of what he now aims to pass on to aspiring investors.

He has purchased, refurbished and managed hundreds of HMOs all over the UK, catering to both student and professional markets, and raising millions of pounds of private investment along the way. His experience embraces smaller 3-bedroom HMO properties to much larger 25+ bedroom buildings.

Toby Spanier started investing in property in October 2017 and has since acquired over 100 units. He initially focused on HMOs, before branching out into social housing and commercial to residential conversions, financed via SSAS pensions.

He has significantly grown his property company through multiple loans from his SSAS, as well as using his SSAS to purchase commercial property directly. He invests in the Midlands, London, and the South East.

Using our building company to add value to properties, SJC Property Developments aims to be known as the best Landlord in Cambridge.

Marc Turnier is the Founder of Arcvelop and a Director of Arcvelop Investor Group, an award winning architecture and property development company. Having honed his skills at prestigious firms such as Foster + Partners and Allies and Morrison, Marc was involved in the delivery of landmark projects worldwide, with values ranging from £50m to £150m GDV. Transitioning to the role of Design and Development Director for high-net-worth Private Equity Property Companies in Central London, Marc focused on steering medium to large-scale value-add conversions, with projects valued up to £30m GDV. 
Arcvelop merges architectural design seamlessly with commercially viable investment projects and have been involved in over £200m GDV including their own developments and clients projects. 

Before he started investing in property, Mike Clay enjoyed a long and successful corporate career. He spent 11 years with Accenture Consulting with focus in Outsourcing and Technology deployments. Mike ran teams across Europe, America and Asia helping clients such as Unilever, Bt and Microsoft with strategy, technology implementations and outsourcing. Mikes last project was to successfully outsource IT, HR & Finance departments for an £8bn company across 75 Countries to three different offshore delivery centres.

Mike left consulting to spend more time with his young family and became CIO of May Gurney, taking over a failing IT department and transforming it to hit all KPIs. He started to invest in property in 2018 to seek a better work/life balance and has built a portfolio of 2 vanilla BTL and 14 HMOs.